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MCP server for CostKits: live healthcare procedure cost estimates and provider pricing.
MCP server for CostKits: live healthcare procedure cost estimates and provider pricing.
A well-architected healthcare cost API MCP server with solid security practices. API key authentication is properly required for sensitive operations and stored via environment variables. Code is clean, input validation uses Zod schemas throughout, and the server safely delegates all business logic to a remote API. Minor quality observations around error handling and logging do not materially impact security. Supply chain analysis found 3 known vulnerabilities in dependencies (0 critical, 3 high severity). Package verification found 1 issue.
4 files analyzed · 7 issues found
Security scores are indicators to help you make informed decisions, not guarantees. Always review permissions before connecting any MCP server.
This plugin requests these system permissions. Most are normal for its category.
Set these up before or after installing:
Environment variable: COSTKITS_API_KEY
Environment variable: COSTKITS_API_BASE
Add this to your MCP configuration file:
{
"mcpServers": {
"io-github-costkits-costkits-mcp": {
"env": {
"COSTKITS_API_KEY": "your-costkits-api-key-here",
"COSTKITS_API_BASE": "your-costkits-api-base-here"
},
"args": [
"-y",
"@costkits/costkits-mcp"
],
"command": "npx"
}
}
}From the project's GitHub README.
Give Claude, ChatGPT, Cursor, and other MCP clients access to live US healthcare cost data.
CostKits provides procedure cost estimates, patient out-of-pocket calculations, provider pricing, insurance coverage rules, and medical bill analysis using hospital-transparency and CMS data rather than model memory.
Ask healthcare cost questions in natural language. CostKits supplies the structured data and calculations.
A thin Model Context Protocol server for the CostKits API.
Ask questions such as:
The MCP server selects the appropriate CostKits API tools and returns structured healthcare cost data the model can explain to the user.
User question
↓
MCP client
↓
CostKits MCP tool
↓
CostKits healthcare cost API
↓
Structured estimate, provider pricing, coverage rule, or bill-analysis result
Create a key at costkits.com/api-keys.
You can test the installation without a key using the demo_estimate tool.
Add this to claude_desktop_config.json (Settings → Developer → Edit Config):
{
"mcpServers": {
"costkits": {
"command": "npx",
"args": ["-y", "@costkits/costkits-mcp"],
"env": {
"COSTKITS_API_KEY": "ck_your_key_here"
}
}
}
}
Restart Claude Desktop so it reloads the MCP configuration.
What would a colonoscopy cost me in Connecticut if I have $500 left on my deductible and 20% coinsurance?
The server uses MCP stdio transport and can be used with compatible MCP clients. A tested configuration example is provided for Claude Desktop in examples/claude-desktop-config.json.
| Tool | Purpose | Plan |
|---|---|---|
demo_estimate | Return a sample estimate and verify connectivity | None |
resolve_procedure | Convert free text into a supported procedure | Builder |
estimate_procedure_cost | Estimate procedure cost by geography | Builder |
calculate_liability | Calculate patient responsibility from benefit inputs | Builder |
full_estimate | Combine procedure, cost, provider, and liability data | Builder |
| Tool | Purpose | Plan |
|---|---|---|
find_providers | Find providers with observed negotiated prices | Builder |
get_provider | Retrieve a provider profile by NPI | Builder |
| Tool | Purpose | Plan |
|---|---|---|
list_procedures | List supported procedures and CPT codes | Builder |
get_procedure_details | Retrieve billing bundles and procedure facts | Builder |
get_coverage | Retrieve prior auth, cost-sharing, frequency, and trigger rules | Builder (triggers: Pro) |
list_carriers | List supported carrier identifiers | Free |
| Tool | Purpose | Plan |
|---|---|---|
analyze_bill | Flag possible duplicate, unbundled, or suspicious bill items | Pro |
Plans and pricing: costkits-api → plans-and-pricing.
agent_hint that tells the model what to call next. A typo'd procedure name becomes a resolve-and-retry, not a dead end.CostKits tools do not require patient names, member IDs, dates of birth, or medical-record identifiers.
For bill analysis, send only the billing codes, descriptions, and amounts needed for analysis. Do not send protected health information.
| Env var | Required | Default | Purpose |
|---|---|---|---|
COSTKITS_API_KEY | For all tools except demo_estimate | — | Your ck_... key |
COSTKITS_API_BASE | No | https://api.costkits.com | Override for testing |
Requirements:
git clone https://github.com/costkits/costkits-mcp
cd costkits-mcp
npm install
npm run smoke # spawns the server and calls demo_estimate over real MCP stdio
Run locally:
COSTKITS_API_KEY=ck_your_key_here npm start
@costkits/costkits-mcpdemo_estimateCostKits API docs & examples · costkits.com · Interactive demo · Get an API key
CostKits is a healthcare cost-transparency platform built by John Caruso, FSA, MAAA, a healthcare actuary with more than 20 years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
This MCP server exposes the CostKits API as tools for AI assistants and agents.
Methodology · API documentation
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