Server data from the Official MCP Registry
Free XRPL wallet creditworthiness scores, ready-to-sign txjson for 35 XRPL actions, and more.
About
Free XRPL wallet creditworthiness scores, ready-to-sign txjson for 35 XRPL actions, and more.
Remote endpoints: streamable-http: https://www.xrplhub.io/api/mcp
Security Report
The MCP server is a legitimate financial service for the XRP Ledger with proper API design and clear authentication for paid features. However, several code quality and security concerns lower the score: unauthenticated transaction building without rate limiting, overly broad error handling that could mask issues, missing input validation on critical transaction parameters, and use of deprecated XRPL libraries. The server's permissions are appropriate for its blockchain interaction purpose, but implementation practices need hardening before production use. Supply chain analysis found 6 known vulnerabilities in dependencies (0 critical, 2 high severity).
4 files analyzed · 15 issues found
Security scores are indicators to help you make informed decisions, not guarantees. Always review permissions before connecting any MCP server.
Permissions Required
This plugin requests these system permissions. Most are normal for its category.
How to Install & Connect
Available as Local & Remote
This plugin can run on your machine or connect to a hosted endpoint. during install.
Documentation
View on GitHubFrom the project's GitHub README.
XRPLHub.io
On-chain creditworthiness for the XRP Ledger. XRPLHub gives any XRPL wallet a 300–850 credit-style score (XRPLScore) computed from 8 public-ledger signals, sells ready-to-sign prebuilt XRPL transactions for 35 actions, issues signed verifiable score credentials, and runs an on-chain community micro-grant fund.
- Live app: https://www.xrplhub.io
- The wallet score is free and unauthenticated. Paid actions settle in XRP or RLUSD — no account, no signup.
- Next.js + TypeScript on Vercel · Neon Postgres (Prisma) · Xaman (XUMM) for signing.
The production app is the Next.js project in kreditkarma-backend/.
XRPLScore
A 300–850 number on an absolute scale (like FICO — not a percentile that drifts with the population), from 8 signals:
| Signal | What it measures |
|---|---|
| Account age | Age from the wallet's genuine first transaction |
| Transaction activity | Lifetime on-chain activity (log curve, no cap) |
| Financial health | Spendable XRP + buffer above the real reserve line |
| Token engagement | Trust lines to issued assets |
| DEX activity | Order history on the native DEX |
| AMM participation | Liquidity-pool activity |
| Security config | Multisig, regular key, domain, escrow |
| NFT activity | NFT portfolio + trading |
The same number is returned everywhere: the public site, the free endpoint, the paid API, the x402 endpoints, and the MCP server.
# Free, no key, any wallet:
curl https://www.xrplhub.io/api/score/rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De
For AI agents
MCP server
Streamable HTTP, JSON-RPC 2.0, no auth.
https://www.xrplhub.io/api/mcp
claude mcp add xrplhub --url https://www.xrplhub.io/api/mcp
| Tool | What you get | Cost |
|---|---|---|
check_xrpl_score | 300–850 score, grade, percentile, 8-signal breakdown, tips. Param: wallet_address. | free |
list_xrpl_services | All 35 build_xrpl_transaction actions, each with params + examples. No params. | free |
build_xrpl_transaction | Ready-to-sign txjson for one of 35 XRPL actions. Params: product_id, wallet_address, params. | free |
issue_score_credential | Signed, tamper-evident score certificate + public verify URL, 90 days. Params: wallet_address, currency, uuid. | 1 XRP / 1 RLUSD |
submit_grant_application | Apply for a 1–100 RLUSD community micro-grant. Params: wallet_address, category, amount, description. | free |
donate_to_community_fund | Donate XRP or RLUSD to the grant treasury. Params: amount, currency, donor_wallet, message. | free |
The transaction tools return an unsigned txjson — the wallet owner signs it in their own wallet. XRPLHub never signs for anyone.
x402 (pay-per-call, RLUSD, no signup)
- Discovery: https://www.xrplhub.io/.well-known/x402
- OpenAPI 3.1: https://www.xrplhub.io/openapi.json
GET /api/x402/score?wallet=r...— 300–850 score + 8 signalsGET /api/x402/report?wallet=r...— score + risk flags + recommendations + on-chain snapshotGET /api/x402/tx?productId=<id>&account=r...— one prebuilt XRPL transaction (35 actions)
llms.txt
https://www.xrplhub.io/llms.txt
B2B API (subscription)
Buy a key at https://www.xrplhub.io/pricing — pay in XRP or RLUSD, connect Xaman and sign (no address typing), no signup.
curl -H "Authorization: Bearer xrs_live_..." \
"https://www.xrplhub.io/api/v1/score?wallet=rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De"
| Plan | Price | Included | Rate limit |
|---|---|---|---|
| Free | $0 | 500 scored calls/mo | 15 req/min |
| Starter | $29/mo | 10,000 | 60 req/min |
| Growth | $149/mo | 100,000 (overage billed) | 300 req/min |
| Scale | $499/mo | 1,000,000 (overage billed) | 1,000 req/min |
Community grants
Donate XRP or RLUSD to the treasury; anyone can apply for a 1–100 RLUSD micro-grant (rent, utilities, groceries, medical, transport, childcare). AI triages each application, a human approves, and approved funds go straight to the applicant's wallet. Every donation and payout is on-ledger.
Treasury: rs59g3amo5iT6T64Cg96XXMAWuw3WPQcLF ·
view on XRPScan
Development
cd kreditkarma-backend
npm install
cp .env.example .env # fill in the values
npx prisma generate
npm run dev
See kreditkarma-backend/.env.example for
every environment variable the app reads.
Links
- Site: https://www.xrplhub.io
- Pricing: https://www.xrplhub.io/pricing
- OpenAPI: https://www.xrplhub.io/openapi.json
- x402 discovery: https://www.xrplhub.io/.well-known/x402
- MCP: https://www.xrplhub.io/api/mcp
- Contact: support@xrplhub.io
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