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Governed USDC wallet for AI agents — policy gates, spending caps, and Ed25519-signed receipts.
Governed USDC wallet for AI agents — policy gates, spending caps, and Ed25519-signed receipts.
This is a demonstration client for the dingdawg-agent-wallet MCP server package. The code is well-structured, contains no hardcoded secrets, and properly uses environment-based package invocation via StdioClientTransport. No malicious patterns detected. Minor concerns around input validation in the demo scripts and lack of error handling for edge cases do not significantly impact the score given the educational nature of the code. Supply chain analysis found 2 known vulnerabilities in dependencies (0 critical, 2 high severity). Package verification found 1 issue (1 critical, 0 high severity).
4 files analyzed · 7 issues found
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Add this to your MCP configuration file:
{
"mcpServers": {
"io-github-dingdawg-agent-wallet": {
"args": [
"-y",
"agent-wallet-demo"
],
"command": "npx"
}
}
}From the project's GitHub README.
Shows governed agent wallet enforcement in action: allow, deny, step-up, allowlist — all in 5 seconds. No API keys. No blockchain required.
▶ provision_wallet
wallet_id: demo-wallet-abc123
daily_cap: $200 USDC
per_call_cap: $100 USDC
▶ governed_spend — $25 USDC (allowed)
✓ AUTHORIZED
receipt_id: 6aba84a6-...
daily_remaining: $175 USDC
next_step: wallet.sendToken({ assetId: "usdc", amount: "25", destination: "0xVendorABC123" })
▶ governed_spend — $150 USDC (exceeds per-call cap)
✗ DENIED
reason: Amount 150 USDC exceeds per-call cap 100 USDC
receipt_id: cd7a7aa8-... (denial is logged too)
▶ governed_spend — $75 USDC (step-up required)
⚠ STEP-UP REQUIRED
reason: Amount 75 USDC > step-up threshold 50 USDC — MFA required
fix: Pass approval_token from your authorization flow
▶ governed_spend — unknown recipient (not in allowlist)
✗ DENIED
reason: Recipient 0xUnknownAddress not in allowlist
▶ wallet_audit
chain_verified: true ✓
total_receipts: 5
[17:02:18] DENY $10 USDC governed_spend
[17:02:18] DENY $75 USDC governed_spend
[17:02:18] DENY $150 USDC governed_spend
[17:02:18] ALLOW $25 USDC governed_spend
[17:02:18] ALLOW provision_wallet
Every action — allow AND deny — produces an immutable receipt. chain_verified: true means the full chain is tamper-evident — any modification is detectable.
git clone https://github.com/DingDawg/agent-wallet-demo
cd agent-wallet-demo
npm install
node demo.mjs
dingdawg-agent-wallet — 5 MCP tools that wrap any agent wallet with policy enforcement and an immutable audit trail.
npm install dingdawg-agent-wallet
| Tool | What it does |
|---|---|
provision_wallet | Create wallet with spend policy (daily cap, per-call cap, allowlist) |
governed_spend | Policy check → authorize → immutable receipt |
governed_receive | Accept payment with tamper-evident receipt |
wallet_policy | Update limits and allowlists at runtime |
wallet_audit | Full receipt chain — chain_verified: true |
Coinbase AgentKit gives your agent a wallet. DingDawg gives it a conscience.
AI agents can now hold USDC and spend autonomously. The infrastructure exists. What doesn't: who enforces what the agent is allowed to spend, on what, for whom — and proves it happened correctly.
governed_spend authorizes then returns the exact agentkit_call SDK method to execute on-chainchain_verified: true means the audit trail is tamper-evident — any modification is detectableBe the first to review this server!
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