Server data from the Official MCP Registry
FHA denial statistics from the 2025 federal HMDA record. 12 tools incl. counterparty screen.
About
FHA denial statistics from the 2025 federal HMDA record. 12 tools incl. counterparty screen.
Remote endpoints: streamable-http: https://frc-mcp.ziyetis.workers.dev
Security Report
This is a well-structured financial data MCP server that exposes public HMDA lending statistics through read-only tools. Authentication is properly scoped to licensing for premium features via Lemon Squeezy, with strong guardrails preventing individual predictions and borrower data acceptance. Code quality is high with proper input validation, reasonable error handling, and appropriate use of cryptographic checksums for idempotency. Minor concerns include broad exception handling in some fetch operations and a lack of formal request rate limiting on the local server, but these do not materially affect the security posture for this category of service. Supply chain analysis found 1 known vulnerability in dependencies (0 critical, 1 high severity). Package verification found 1 issue.
4 files analyzed · 6 issues found
Security scores are indicators to help you make informed decisions, not guarantees. Always review permissions before connecting any MCP server.
Permissions Required
This plugin requests these system permissions. Most are normal for its category.
How to Install & Connect
Available as Local & Remote
This plugin can run on your machine or connect to a hosted endpoint. during install.
Documentation
View on GitHubFrom the project's GitHub README.
frc-mcp — FinanceRateCalc MCP Server
Query lender-level FHA denial statistics from the complete 2025 federal HMDA record (1,187,606 credit decisions, reverse mortgages excluded) directly from an AI agent.
Tools (remote endpoint, v1.7.0): check_claim_contract · get_national_fha_stats · get_lender_denial_stats · list_lenders · get_state_denial_stats · get_door_effect_summary · get_metro_lender_gap · screen_counterparties · screen_counterparties_quote · list_cohorts · run_cohort · get_conditional_door_map
The npm/stdio package exposes the original five read-only tools; the remote endpoint at https://frc-mcp.ziyetis.workers.dev carries all twelve. Paid tools return a free preview; a full Evidence Brief needs a license bought by a human — the agent only relays the offer.
The red line: every figure is a historical aggregate. This server will never accept borrower details or return individual approval predictions.
Remote (no install)
Streamable HTTP endpoint — connect any MCP client directly:
https://frc-mcp.ziyetis.workers.dev
Install (Claude Desktop / any MCP host)
{
"mcpServers": {
"financeratecalc": {
"command": "npx",
"args": ["-y", "frc-mcp"]
}
}
}
Data: CC BY 4.0, attribution to financeratecalc.com. Source of truth: public CFPB HMDA 2025 (loan_type 2; actions 1,2,3). Methodology: https://financeratecalc.com/about.html and SSRN 7156938.
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