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Monarch MCP Server

by Jamiew
Developer ToolsUse Caution4.7MCP RegistryLocal
Free

Server data from the Official MCP Registry

Query and update Monarch Money accounts, transactions, and budgets

About

Query and update Monarch Money accounts, transactions, and budgets

Security Report

4.7
Use Caution4.7High Risk

This MCP server provides legitimate financial data access to Monarch Money with proper credential handling through environment variables. The codebase demonstrates good code quality with strong type safety, proper error handling, and input validation. However, there are moderate security concerns around sensitive financial data handling in logs and the inherent risks of storing authentication credentials locally in session files. Supply chain analysis found 2 known vulnerabilities in dependencies (1 critical, 0 high severity). Package verification found 1 issue.

3 files analyzed · 11 issues found

Security scores are indicators to help you make informed decisions, not guarantees. Always review permissions before connecting any MCP server.

Permissions Required

This plugin requests these system permissions. Most are normal for its category.

HTTP Network Access

Connects to external APIs or services over the internet.

env_vars

Check that this permission is expected for this type of plugin.

File System Read

Reads files on your machine. Normal for tools that analyze or process local data.

File System Write

Writes or modifies files on your machine. Check that this is expected for the tool.

What You'll Need

Set these up before or after installing:

Monarch Money account emailOptional

Environment variable: MONARCH_EMAIL

Monarch Money account passwordRequired

Environment variable: MONARCH_PASSWORD

TOTP secret for 2FA, not a rotating codeRequired

Environment variable: MONARCH_MFA_SECRET

Set to 'true' to skip the cached sessionOptional

Environment variable: MONARCH_FORCE_LOGIN

How to Install

Add this to your MCP configuration file:

{
  "mcpServers": {
    "io-github-jamiew-monarch-mcp": {
      "env": {
        "MONARCH_EMAIL": "your-monarch-email-here",
        "MONARCH_PASSWORD": "your-monarch-password-here",
        "MONARCH_MFA_SECRET": "your-monarch-mfa-secret-here",
        "MONARCH_FORCE_LOGIN": "your-monarch-force-login-here"
      },
      "args": [
        "monarch-mcp-jamiew"
      ],
      "command": "uvx"
    }
  }
}

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