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Proof-of-spend and reserve checks for AI agents: receipts, spend audit, NAV, reconciliation.
About
Proof-of-spend and reserve checks for AI agents: receipts, spend audit, NAV, reconciliation.
Remote endpoints: streamable-http: https://rta.lat/nidhipati/mcp
Security Report
Nidhipati is a read-only, offline Proof-of-Spend verifier and reporting toolkit with no custody, no keys, and no network calls in its MCP tools; its five tools accept data as input rather than file paths. The main concerns are minor: the HTTP transport has no authentication and binds to localhost by default, and the spend audit ships with a truncated source that could not be fully reviewed. No malicious patterns, exfiltration, shell execution, or hardcoded secrets were found in the visible code. Supply chain analysis found 5 known vulnerabilities in dependencies (0 critical, 3 high severity).
10 files analyzed · 9 issues found
Security scores are indicators to help you make informed decisions, not guarantees. Always review permissions before connecting any MCP server.
Permissions Required
This plugin requests these system permissions. Most are normal for its category.
How to Install & Connect
Available as Local & Remote
This plugin can run on your machine or connect to a hosted endpoint. during install.
Documentation
View on GitHubFrom the project's GitHub README.
Nidhipati
Proof of Spend for AI agents. A signed receipt that proves what an agent was authorized to pay, what it actually paid, what it used and what was refunded. Not a token, not custody, not another payment rail.
Рельсы двигают деньги. Nidhipati доказывает, что движение было правильным.
Status: v0.6 — five CLIs, an MCP server, 89 tests, official MCP Registry and Glama listing.
Site: https://mrpkk.github.io/nidhipati/
Free scan: https://github.com/mrpkk/nidhipati/issues/new?template=free-spend-audit.yml

Reserve and NAV report
For tokenised assets: the issuer's own numbers turned into a NAV with explicit formulas and an
evidence hash per line. The verdict is backed, underbacked, or incomplete — and the ratio
is refused when any line has no price, because a number computed over half a reserve is not
a number.
nidhipati-reserve report examples/reserve.example.json --key keys/private.pem --markdown report.md
NAV = Σ quantity × price × (1 − haircut) − liabilities
ratio = NAV / supply
The statement hash is compared with the file if you provide it. The disclaimer travels inside the signed document. Details and the partner/legal checklist: docs/RESERVE-REPORT.md.
Resolution evidence
When a market resolves and someone disagrees, the question is whether the resolver's sources
say what the resolver claims and whether they agree with each other. The report answers with
four verdicts — supported, disputed, single_source, insufficient — and never picks a
winner.
nidhipati-resolve report examples/resolve.example.json --key keys/private.pem --markdown report.md
Details: docs/RESOLUTION-EVIDENCE.md.
Reconciliation
Invoices on one side, transfers on the other. The report names what is closed, what nobody paid, and what arrived without an invoice — a transfer that duplicates a payment is counted once, never twice.
nidhipati-reconcile run examples/invoices.example.csv examples/transactions.example.csv --csv matches.csv
Details: docs/RECONCILIATION.md.
MCP server (for agents, not shells)
The same five checks over the Model Context Protocol: verify_receipt, audit_spend,
reserve_report, resolve_report, reconcile_books. Input is data, never a file path and never
a network call; the answers are the same reports the CLIs produce, including the refusal to print
a backing ratio when a line has no price.
{"jsonrpc":"2.0","id":1,"method":"tools/call",
"params":{"name":"reserve_report","arguments":{"reserve":{...}}}}
python3 -m nidhipati_proof.mcp_stdio # stdio transport
docker build -t nidhipati-mcp . && docker run -i --rm nidhipati-mcp
Five tools, all read-only: no custody, no keys, no chain read.
Official MCP Registry: https://registry.modelcontextprotocol.io/v0/servers?search=nidhipati (io.github.mrpkk/nidhipati, OCI ghcr.io/mrpkk/nidhipati:0.6.0).
Glama listing: https://glama.ai/mcp/servers/mrpkk/nidhipati.
Free scan, and what it costs after
Send records of what your agents spent and get the audit back — no card. The browser audit needs no account; the human review request uses a GitHub issue, so it needs a GitHub account: open a private scan request. The issue is public: ask the question only, never paste records or keys; we arrange a private channel for the file. Paid: first 3 audits $1,250; then $2,500 fixed, $1,500/mo retainer, or 20% of verified savings. $5,000 finding guarantee (identified overcharges, not recovery). Full terms, including what is not included: docs/OFFER.md.
In CI, on every run:
- uses: mrpkk/nidhipati@v0.2.0
with:
records: billing/agent-spend.csv
policy: billing/policy.json
Quick start
python3 -m pip install -e .[dev]
python3 -m pytest -q
python3 -m nidhipati_proof.cli verify examples/proof-of-spend.example.json --pubkey <base64url>
What it checks
- schema and canonical JSON;
- Ed25519 signature;
- mandate expiry vs settlement time;
- amount, asset, network, payee;
usage.quantity × usage.unit_pricevs payment;- refund ≤ payment;
- verdict
allowfor a settled payment; - receipt ID/replay (v0.2 store).
Agent spend audit
A signed receipt proves one charge. A bill proves a month. The audit reads the records you already have (CSV or JSON) and names the rows where money left without a reason:
| Finding | What it means |
|---|---|
duplicate_charge | the same receipt twice, or an equal charge within 120s with no receipt at all |
price_escalation | settled above the authorised quote by more than 1% |
failed_but_billed | status failed/error and still charged |
missing_refund | authorised 10, used 4, nothing returned |
runaway_loop | more than 30 calls a minute from one agent |
model_overpay | far above this agent's own median for the same tool and model (an estimate) |
unknown_asset / unknown_network / missing_payee | the record does not say where the money went |
budget_bypass / budget_exceeded | no policy file: the limit lives in a prompt; with a policy, the agent is over it |
python3 -m pip install -e .
nidhipati-spend audit examples/spend-sample.csv --policy examples/spend-policy.example.json
nidhipati-spend audit records.csv --json > report.json
Exit code 1 when there is an error — a pipeline can fail on it. The report keeps three
amounts apart on purpose: spent without a reason (duplicates, escalation, failed calls,
refunds not returned), above the usual price (an estimate, not proof), and over the
limit (the money may have been spent on real work).
The sample is synthetic and labelled: it contains every finding once, so you can see what a report looks like before trusting it with real invoices.
Honest limits
- v0.1 does not verify the on-chain transaction;
onchain_verified=falseis explicit. - It is not a statutory audit, legal, tax, or investment advice.
- It does not guarantee the service was good; it proves the payment was within mandate.
- No custody, no money transmission, no token.
Docs
SPEC.md— product, architecture, modules, SEO, monetization, 30/60/90.PROGRESS.md— slices, acceptance, metrics.docs/PROMPT-AND-IDEAS.md— prompt and decisions for RAG.docs/SEO-MONETIZATION.md— keywords, pages, funnel, pricing.docs/LAUNCH-KIT.md— Show HN, Reddit, Product Hunt, X/LinkedIn copy.docs/DEMO.md— real commands and sample output.docs/AGENT-SPEND-AUDIT.md,docs/RESERVE-REPORT.md,docs/RESOLUTION-EVIDENCE.md,docs/RECONCILIATION.md— module rules.schemas/proof-of-spend.schema.json— v0.1 schema.examples/proof-of-spend.example.json— example.
License
Apache-2.0.
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